House insurance from a locksmith perspective
Many people these days have no clue about what it means to have house insurance. If you are one of them, than you are among the lucky ones that landed on this page and are about to find out, from a locksmith perspective, what exactly the insurance covers and which is the correct path to take.
Burglary: First of all, in case of a burglary, most insurance companies will cover your stolen goods and damages made in the process. Among these are locks, doors or windows. So if you experienced a brake-in, hire a professional locksmith to take care of your problems, you are totally covered. The invoice you will receive is a proof from a third party that details everything that was broken together with detailed costs and warranty for the works done and parts used. If you don’t call for professional help, you risk not to be paid by the insurance company.
Broken Locks: If your locks fail or your keys don’t work, than the insurance company will support the costs for opening and changing the locks. As soon as you discover the problem, call for a locksmith. He will assess the situation, fix your problem and give you the right documentation for you to take to the insurance company.
In any of these cases you find yourself in, call for professional help as soon you discover the issue. The technician should be able to explain and advice you. Do not try to do it on your own. If you do then the insurance won’t pay a penny.
What to do when locked out of house?
Everybody gets locked out of their home eventually. So, do not despair. There are people waiting for your call, prepared to get you back inside your home. Professional locksmiths work 24/7.
Forgot the keys in the house? – Before you call for a locksmith, try to reach the person or persons that may have a copy (landlord, family or friends).
Try the windows and back doors they might be opened. If this is in vain, call for a professional. If you do not know exactly what to do to open the door, is best for you to stay away of the temptation to settle the problem yourself. You can turn an easy fix in to something time consuming and expensive.
Lost keys – When you lost the keys to your home or business, the wise path to go is to immediately change your locks. Police recommends it!
Broken key or lock – In the event of a broken lock the only smart choice is to call for a locksmith.
The easy way out of all of these situations is very simple: Call for a locksmith, and he will guide and advice you, furthermore he will solve your problems in no time.
Locked Out? Who will pay tennant or landlord
When it comes to the locks on rented living spaces (apartments, houses or rooms) is important for you to know your rights and obligations, either side of the contract you stand. The landlord is responsible for changing and maintaining the locks. If the locks fail he is responsible. The tenant is not allowed to break or change the locks without landlord consent. Keeping this in mind we raise the following questions:
What can the tenant do when locked out of house? The proper way to deal with this issue is to immediately call your landlord to let him know you are locked out, or if you can’t reach him, just leave him a text or an e-mail. He might have contracted a locksmith to deal with these sorts of problems. In other words, just call you landlord and start from there.
When the landlord is unreachable? No matter the reason, if he doesn’t get back to you shortly, you can take the matters in to your own hands and call a professional with no fear. Make sure that you send at least a text to your landlord, detailing the problem before calling a locksmith to assist you with your issue.
Who will pay? If you lost, misplaced or forgot your keys, than you will be the one paying for the services. But in case of a faulty lock, the landlord will support the expenses. Do not forget, to tell the locksmith to write down on the invoice his assessment of the job.